Medicare, and as you approach the magic year of 65, some humble words of advice

Foremost, do not wait until the month before you celebrate your birthday.  Otherwise you will be caught in a mad scramble to get all your decisions done in very little time.  (I learned this the hard way) Also, if you wish to make an appointment with your local Social Security office to sign up, call 3 months before your birthday.  My local office was booked past my birthday, which has meant more than 3 walk ins and wait your turn times.

I tried to read as much as I could online about this big leap and trying to decide do I want medicare original and pick up a supplemental plan – called supplemental or medigap, or go with a medicare advantage plan – we are talking Kaiser or something similar.  Advantage is cheaper, but you are limited to their in house doctors.  With the original plan and depending on which supplement letter you decide to go with, you are not limited as to doctors etc.  But you have to decide which plan best fits YOU.  Many of my friends are signed up with F, but with my research, for me G is a better fit.

Between my reading on line, attending a county/state sponsored information seminar at a public library, talking with many different insurance agents, and  listening to quite a few online videos I found on you tube, the one guy that helped me understand the system the most was on youtube – keith@medsupsavings.com.  His videos are the best!!  And after my first visit to the social security office and being turned down for medicare, in desperation I called him and he kindly directed me to google the correct question to get my ammunition for my next round with the Social Security Adm. (I did not have enough quarters to “qualify”, and needed to apply on my husbands account, but he is 13 months younger, self employed with less than 20 employees, still working full time and after Keith’s guidance found the correct links and went back to the office armed with printed copies from the government website as to why I DO qualify. And they agreed that yes I did)

I was ready to sign up with Aarps endorsed plan with Unitedhealth Care after a long phone call with an insurance rep, but thought I would do a little more research….     and so glad that I did.  Found the group called GoMedigap – and now I can only sing their highest praises.!!! What really persuaded me to call them was their incredibly high ratings on some website called Trust something…( over 1,000 glowing reviews)

I called their 1 866 894 3258 number the next day and spoke for over an hour with Tyler ( ext. 181) Hands down, he was so incredibly helpful, and found me the best insurance carrier for the policy G that I wanted. I can not sing his praises enough! And please note that once you decide which government plan letter that you want with “original medicare” there are big price differences between the insurance agencies that sell the coverage. And guess what I learned – any doctor who accepts medicare, will accept it from whichever insurance agency you signed up with.  The care is the same, it is required by law.

Thanks to Tyler’s advice with insurance agencies and getting into medicare, I will be saving well over $400 dollars a month.  That does add up. Needless to say, I can’t wait until September 1 for all of this to take effect.

Someday this blog will get back on track as to being more art related, but life just continues to throw obstacles.  Our daughter’s wedding is coming up and once done the Medicare thing I  must concentrate on that. And her wedding is a very good thing indeed!

 

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This Is Not About Art

My husband and I recently finished watching a Netflix docu drama – “The Keepers”.  A powerful documentary about the unsolved murder of a young nun back in 1969 in Baltimore.  It quickly turns into a drama as to a Catholic priest abusing his students in a Catholic school.  It is a riveting  docu – drama, and takes place in my home turf and my time and stirs up memories from my past that I really did not want stirred up.

Repressed memories? Yes, they are real.

At the same time Father Maskell was sexually abusing his students, I fell victim to being inappropriately touched by a highly respected minister in my church when I was 17.  I blocked this memory for over 40 years, even agreeing to allow the perpetrator to officiate the marriage of my husband and I.  It was not until my husband and I watched this series that I was able to fully reveal the details as to how I was abused.

Let sleeping dogs lie?  NO! There has got to be a loud and clear message to those that may think about abuse or abuse – you are/ will be held responsible for your actions! You may not hide behind any cloaks, badges or titles.

I am tired of having been silent for so long and only pray that writing about this now may prevent abuse in the future.

The Show That Is, then Isn’t, Then Is Again… a lesson in letting it go

and go with the flow.  Last week I wrote about all the effort that went into preparing for my current show at Woods’ Gallery in Woods Memorial Presbyterian Church. A few days later I am contacted by one of the art coordinators there who most apologetically explained to me that the show would have to come down this coming Sunday July 30th to protect the art from dust from nearby room renovations.  No one had let them know about this and apparently the contractor had an opening and opted to do it next week. Hopefully dusty demolition work will be done and the show rehung by Sunday August 5th.

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Life constantly is throwing roadblocks up on our paths.  Our challenge is how we handle them.  Yes, I was /am disappointed, but not upset.  That is life, and I am grateful for being given the opportunity to show there for the rest of the time!

So the show is up through noon of this Sunday, and will “open” (hopefully) Sunday August 5th.  Weekday hours are 9 a.m. to 8 p.m., weekends 8 a.m. to 1 p.m. There is no opening reception for this show – my choice, due to daughter’s upcoming wedding in early October and am in high gear prepping for that!

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Getting Cranky and Postpartum Blues

A whole lot of effort and time goes into pulling off a solo art show.  This past Monday I dropped off 32 paintings matted and framed to be put on display in the gallery at Woods’ Memorial Church in Severna Park Md. It represents roughly my last 3 years of work (less the pieces that have already sold) Besides the work involved with creating each piece, there is also the framing process – I do it myself, and then selecting the works to be displayed – you do want a theme, submitting your list, bio sheet oh and then there is packaging them for delivery, plus delivery. IMG_2128.JPG

Do not mistake me, I am thrilled to be having a solo show – “Daffodils and More” but exhausted from the work and emotional energy that gets used up in prepping for a solo show.  All of this “have to do stuff” eats into all of your possible creative time process, and the longer you are out of the rhythm of painting on a regular basis, the more self doubt creeps in and devours you.  It reminds me a lot of the postpartum blues I suffered after the birth of each of our 5 children.

And then there are the other demands that are requiring my attention: family – have I mentioned that the last of our children, our only girl, is getting married this coming October?  She and future husband did not take my/our sincere offer of take the money and elope. I adore them to the moon and back, so of course said yes to doing their  flowers ( I do do wedding flowers- reluctantly because of the stress level and I swear she will be my last).  Not to mention all of the things that need to be addressed in pulling off this “simple, small, rustic wedding in the mountains” HA!!!!  – 6 bridesmaids – I don’t think so!  So now to find a whole sale florist close to the venue to order the flowers that I am not able to grow.

Besides the let down of after prepping for a show I am now getting really cranky because there are just too many other things preventing me from getting into the painting zone.  I still find it so hard to accept the flow of life, especially when it doesn’t go the way I think/want it to go.

I have a lot to work on.

Not Suicide for Van Gogh

Alas with my aging brain I can’t remember where I first heard that it was not suicide for my hero Vincent.  I do believe that it was on some PBS station on the radio while driving that I heard the news that some 8 year old shot my hero, and that it was not until his – the shooter’s deathbed, at age age 88 that he confessed to taking out one of my all time favorite artist.  And all of this is written up in some newly released book for all to read.  But can I find this book, or even the newscast that I heard? Not a chance, google has failed me….. maybe you will have better luck than I.

But I am am happy, sleeping better each night knowing/thinking that it was not suicide.

Ha, the secrets we keep………  let me state now that I have not shot anyone at anytime, the only secret that I will publicly release is the theft of a neighbor’s very cute small hairbrush from their screened porch when I was about 7 year’s old.  I am sorry.  And I am also not on my deathbed (to the best of my knowledge).

Grateful

It was aboutIMG_1863 15 years ago I screwed up my courage and went to paint with a bunch of other established artists that meet weekly in Galesville, Md  to paint every Wednesday. I had been invited to join the group by two members while we were taking a workshop together taught by Skip Lawrence in Laurel Md. Skip is an incredible artist and teacher. (and I also love the fact that my mom took classes from him at a local college back when i was just a kid in college myself!)

I think it has been an invaluable journey for me to be lucky enough to have joined this group.  The West River Artist Association opened my eyes, introduced me to new and wonderful talented artists in the Maryland area and keeps me stretching my artistic endeavors. They do not mince words during critique, but are also very encouraging to everyone no matter what their skill level.

I treasure the friends that I have made there, and miss the ones that have moved – either out of the area or to where colors and compositions are beyond our wildest dreams here on earth.  Thank you to Marita and Juan who reached out to me in the fragile state I was in back then to invite me to join, I will always be grateful.

The photo is of those of us that retreated to the mountains in VA to paint for 4 solid wonderful days in late May of this year.

 

Thank Goodness for Photos

A few weeks ago I completed another watercolor – Tulips from the Keukenhof Gardens in the Netherlands.  This painting was inspired from a most memorable trip there with our oldest and his family. Seems like just yesterday, but was floored to see that the date was ten years ago! fullsizeoutput_2c61They were living in Germany at the time and we treasure our memories from those visits and day trips we took. I am  grateful for the technology that enables one to step back in time and keep those memories so fresh.

The gardens and sculptures were beyond amazing (as were the waffles sprinkled with powdered sugar with the magic ingredient being “love” I was told that we purchased from a vendor before we entered) . Here are just a few photos from that magical trip:

On  another trek into the Netherlands we went to the Kroller-Muller Museum which holds the second largest collection of Van Goghs ( 90 paintings and over 180 drawings). There were many other greats there as well, Seurat, Redon, Gauguin to name just a few.

Helene Kroller- Muller loved collecting art, her husband loved to hunt. The  property where the museum is holds many sculptures and there are over 1,000  white bicycles to ride around the beautiful grounds.  Needless to say, if you are ever in Holland, this is a must!